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  Mobile Home Financing - Manufactured Home Loans - Mobile and Manufactured Home Refinancing --- Get the Best Rates & Terms! -- Mobile home, modular home loans and refinancing Loans, a nations leader in Manufactured and Mobile Home Financing, Loans, and Refinancing for homes in parks and communities. -- Free Quote and No Obligation --- Mobile Home Refinancing - Mobile Home Loans - Refinance -- Skip A Payment --- Mobile Home Financing - Interested in a mobile home refinance or a loan for financing the purchase of a mobile home. Ask us about a mobile home refinancing loans or about a mobile home loan. Financing and refinancing for manufactured, mobile and modular homes. Fixed Rates ---
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Believe This...19 million people are living in manufactured homes now!
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Mobile Home Loans - Mobile Home Financing - Manufactured Home Refinancing
We're Glad You Asked!
Let's answer some questions many borrowers have about
manufactured and mobile home financing and refinancing.

A manufactured or mobile home situated on leased land such as a mobile
home community, leased private land or family land is considered a HOME
ONLY also known as a CHATTEL.  

A CHATTEL or HOME ONLY finance or refinance is a mortgage on personal
property, as opposed to real property or real estate.  A manufactured/mobile
home ONLY is similar to an auto, boat or recreational vehicle.  And we
specialize in exactly this type of financing for purchase or refinance.

A manufactured/mobile home in a park is typically financed over a shorter
term than a home on land because, as chattel (or personal property), these
homes tend to depreciate in value in time similar to an auto, boat or
recreational vehicle.

We have many loan terms available and great programs that serve the
borrowers' needs best.  The interest rates are always fixed, never adjustable,
and there's never a prepayment penalty!

We know you have a choice when selecting a professional to assist you.  
That's why we "Go the Extra Mile" to make sure you receive the best
experience possible.  
That's our promise!  Thank you for choosing Earth Works Trust!
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